
Personal Finance Made accessible
KK Wealth, under the expert leadership of Kamal Kande, is excited to announce the launch of its new range of Personal Finance services aimed at helping individuals achieve their financial goals with ease and confidence. With over 20 years of experience in the financial sector, Kamal Kande and his team are dedicated to providing tailored solutions to meet the unique needs of each client.
- Fast Approvals
- Reputable Mortgage Broker
- professional services
Access to more than 60 Aussie Lenders





Looking for Personal Finance?
We pride ourselves on offering diverse personal financial solutions. Whether you’re in the market for a new home, expanding your property portfolio, or looking to consolidate debt, we have a range of loans tailored to suit your needs. Our home loans feature competitive rates and flexible terms, ensuring you can secure your dream home swiftly and efficiently. Moreover, we also provide specialised loan options for self-employed individuals with unconventional income sources.
We invite you to explore our personal finance services and discover how KK Wealth can assist you in achieving your financial aspirations.
HomeLoan
Self-employedLoans
ConstructionLoan
Investment Loans
Refinance Home Loan
No LMILoan
Low Credit Score Loans
SMSFLoans
DebtConsolidation
Reputable Broker
With over 1.1 Billion dispensed in loans, we believe no customer is small. We believe in helping everyone to gain access to the best possible financial out for their personal and financial growth. Whether you are a first home buyer or a seasoned investor, we have a product just suitable for you.
Investors Growth Loans
Whether you are the first time investor or a seasoned investor, we are here to help you nagivate the complex process of investment loans. Our Mortgage brokers are here to find the best possible investment to just suite your needs keeping in mind that you have personal goals as well.
Is Refinancing Right?
Is your family expanding? Starting to outgrow your first home? Let our team help you with the top up loan for extending the house. If you are looking for a new home and looking for a bridging loan, our experts can guide you with the process. Let us help you in this new phase of life.
We offer what banks won't
At KK Wealth, we offer a level of personalised service that banks cannot match. Our solutions will always put you and your goals first. We ensure that your unique needs are met with precision and care. Each client is assigned a dedicated strategist, ensuring you receive attention and are treated like a valued customer, not like numbers. Experience the difference with us and achieve your financial goal with a trusted partner.
- Tailored Solutions
- You and your goal comes first
- Experienced Mortgage Expert
- A dedicated member assigned to you
- Over 20 years of experience in commercial space
- You are treated like customer not number
Are you looking for a competitive rate for your dream home?
Whether you are a first-time home buyer or ready to take the next step into the investment market, we might have the right product for you. We understand that securing a favourable mortgage rate is the basis for a good mortgage choice. Our experts can navigate you through the loops of home lending.
We are committed to providing a personalised service. We work closely with you to steer the mortgage ship smoothly and efficiently. Contact us today to start your journey to homeownership.
Personal Finance FAQ
We have gathered commonly asked questions about personal finance. We address the most common questions and concerns related to personal finance.
The home loan application process has multiple steps and involves submitting various documents. KK Wealth is very well-versed in the application process and committed to helping you with every step. We will provide all the essential information to ensure a smooth transition to homeownership.
If your home has a variable interest rate, it will affect the minimum monthly repayments. Many homeowners opt for a mixed home loan option, keeping one part fixed and the other variable. This ensures the variation is matched to the cash flow interest rates.
LMI home loans require Lender's Mortgage Insurance (LMI) if you have a deposit of less than 20%. This insurance protects the lender if you default on your loan. Understanding the LMI premium and paying LMI is crucial for planning your finances. Talk to our loan expert, Kamal Kande, for guidance on no-LMI home loans.
Some lenders offer LMI waivers for eligible borrowers, which can significantly reduce costs. Waived LMI can save you money, especially if you meet specific criteria. One of the requirements is employment in the essential services community (exceptions apply). Please get in touch with KK Wealth to qualify yourself for the N0-LMI home loan.
Progress payments are made at various stages of building a new home or during major renovations. They ensure that the construction project remains on schedule and budget.
Yes, SMSF lending allows you to use your managed super fund (SMSF) to invest in property. SMSF investments can be a strategic way to grow your retirement savings. However, some limitations, government rules and guidelines apply. Let's book a call with KK Wealth to see how we can help you. For wealth creation services, please visit talk to us.
Low-doc loans are designed for individuals with unique income situations, where not much documentation can be provided. A good example could be self-employed. These loans require different documentation compared to traditional loans and offer flexibility for diverse financial circumstances.
Effective credit card management is crucial for maintaining a good credit profile, which can impact your home loan approval and terms.
Filing your tax return is essential when you have investment home loans. Include all important information, such as your income from the property and deductions like agent fees. This will ensure you maximize your deductions and comply with tax laws.
Yes, diversifying your investment portfolio with commercial property can be beneficial. KK Wealth can help you secure financing for commercial property investments.
Regularly monitoring your loan balance helps you stay on top of your repayments and overall financial health. Keeping track of your loan balance is part of effective financial management.
The benefits of waived LMI include saving on the LMI premium and reducing your upfront costs. LMI waivers can be a significant financial advantage.
Variable-rate loans have interest rates that fluctuate based on market conditions and the government cash rate. The main advantage is the potential for lower initial interest rates, but there is a risk of rate increases over time. Businesses should carefully consider the potential impact of variable rates on their long-term financial plans. If you are looking for commercial loans, please see our business finance section.
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